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Finbots
Credit scoring
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Finbots

An AI-powered credit scoring platform that helps lenders build and deploy high-accuracy risk models in days, increasing approval rates and reducing credit losses.

Rating
0
Reviews
0
Upvotes
3 months ago
Listed
Credit scoring
Risk Management
Fintech
Machine Learning
SME Lending
Banking AI
Credit Risk
Financial Inclusion
Tool information
Provider
Finbots AI Solutions
Platforms
Web
On-Premise
Cloud (Public/Private)
Languages
English
API Available
Yes
Added to directory
3 months ago
Last updated
about 1 month ago
Rating
Not available
Pricing
Contact

About Finbots

What the tool does and who it's for

Finbots (finbots.ai) is a B2B SaaS fintech provider that offers CreditX, an advanced AI-powered credit risk management platform. Built by banking practitioners, the platform enables financial institutions to build, validate, and deploy high-accuracy credit scorecards in a fraction of the traditional time—often moving from data to live models in under 10 days. CreditX utilizes proprietary machine learning algorithms and deep learning to identify non-linear patterns in data, resulting in higher approval rates and lower loss ratios. The solution is designed to be 'regulatory-ready,' featuring built-in bias reduction and explainable AI (XAI) frameworks to meet global compliance standards. It supports the full credit lifecycle, including application, behavior, and collection scoring for both retail and SME lending.

Key capabilities

Quantum Model Builder: Create bespoke credit scorecards in hours or days rather than months.
Bias Reduction: Built-in tools to identify and mitigate bias in credit modeling for ethical lending.
Explainable AI (XAI): Advanced explainability for both model logic and individual credit decisions.
360 Data Link: Connects to multiple data environments, supporting various data types and formats.
Automated Feature Engineering: Over 100 auto-derived variables to identify complex risk patterns.
Real-time Decisioning: Sub-second (under 0.03s) decisioning via single-click API-based deployment.
Regulatory Compliance: ISO & SOC2 certified, validated against Singapore's AI Verify governance framework.
Multi-Segment Support: Dedicated modules for consumer loans, credit cards, and SME lending.

Pricing

Contact — plans below

Enterprise / B2B SaaS

Most popular

Contact for Pricing

  • Bespoke scorecard development
  • Explainable AI (XAI) reports
  • API integration for real-time scoring
  • On-premise or cloud deployment options
  • 24/7 technical support
  • Regulatory compliance documentation

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