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Scheduled launch — Sep 16, 2026

Payflip is listed on AI Kaptan and will enter the daily launch competition on that day. Community upvotes open on launch day.

Payflip
Fintech
Freemium

Payflip

Payflip is a non-custodial dollar wallet to send USDC or USDT using an email, @handle, phone number, or QR code—no IBAN or wallet address required.

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Rating
0
Reviews
0
Upvotes
about 2 hours ago
Listed
Android
Fintech
Crypto
Money transfer
USDC
USDT
Non-custodial
Payments
Tool information
Provider
Payflip
Platforms
Android
Languages
English
Added to directory
about 2 hours ago
Last updated
about 2 hours ago
Rating
Not available
Pricing
Freemium

About Payflip

What the tool does and who it's for

Payflip is a non-custodial dollar wallet designed to simplify digital money transfers using handles instead of complex technical details. Users can hold a single USD balance and send USDC or USDT directly to an email address, @handle, phone number, or QR code without needing an IBAN or traditional crypto wallet address. The recipient gets to select how they want to receive the funds, and if the money goes unclaimed, it is automatically returned to the sender. Payflip offers instant settlement with full transparency, showing all applicable fees before a payment is initiated.

Key capabilities

Pay anyone using an email address, @handle, phone number, or QR code without needing an IBAN or crypto wallet address
Supports non-custodial digital dollar management with USDC and USDT
Recipient-chosen payout method allowing the receiver to pick how they get paid
Automatic fund return feature that refunds money to the sender if unclaimed
Upfront fee disclosure displayed clearly before sending any funds
Single-balance management with real-time settlement for instant global transfers

Pricing

Freemium — plans below

Standard Transfer

Most popular

Fee shown before send

  • Non-custodial dollar wallet balance
  • Send USDC or USDT via handle, email, phone, or QR code
  • Recipient chooses payout method
  • Automatic return of unclaimed funds
  • Upfront fee calculation before sending

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